Online payments and payment terminals in one package

With transparent pricing, you always know exactly what you’re paying for. Get access to the widest selection of payment methods and powerful features.

Omnichannel S-plan

Starter plan for a startup or small business owner.

34,90 €/month

+ transaction fees starting from 0,50 €/trx + 3,25 %

Includes one payment terminal
Additional payment terminals 20€/month per terminal
Only 1% commission on payments made with the payment terminal
0,03 € Omnichannel fee for all transactions made online and with the payment terminal
24 month fixed-term agreement

Omnichannel M-plan

This plan is suitable for merchants with higher sales volumes.

79 €/month

+ transaction fees starting from 0,50 €/trx

Includes one payment terminal
Additional payment terminals 20€/month per terminal
Only 1% commission on payments made with the payment terminal
0,03 € Omnichannel fee for all transactions made online and with the payment terminal
24 month fixed-term agreement

What’s included in Paytrail Omnichannel?

Every plan includes versatile features and access to all payment methods in our service.

Online payment service

22% of online shoppers have abandoned their cart because their preferred payment method wasn’t available
One agreement, all payment methods
Several Buy now, Pay later options

Payment terminals

Smart, portable payment terminals — all-in-one devices
Seamless checkout experience with fast, reliable payments
Real-time reporting

Merchant panel

Issue refunds for all payments
See both payment terminal and online transactions in one view
Track and manage settlements with ease

Nets SmartPOS Android payment terminals

Upgrade your checkout experience with the innovative SmartPOS N950. Faster than traditional terminals, it offers a modern, intuitive interface for both you and your customers. The SmartPOS N950 is a perfect fit for businesses of all sizes and industries and easily adapts to future payment needs.

- Large 6-inch touchscreen
- Works with both Wi-Fi and 4G connections
- Supports Visa and Mastercard payments (incl. Apple Pay & Google Pay)
- Features expanding through new apps
- Reliable performance with automatic overnight software updates
- Sleek, modern design

Pricing

You only pay for successful payment transactions. See the full pricing details below.

Online banking
Fees	Omnichannel S	Omnichannel M
Nordea, Osuuspankki, Danske Bank, Säästöpankki, Oma Säästöpankki, POP Pankki, Aktia, Ålandsbanken, S-Pankki	0,50 €/trx + 3,25%	0,50 €/trx***
Cards
Visa, Mastercard	0,50 €/trx + 3,25%	0,50 €/trx + 2%
American Express	0,50 €/trx + 3,25%	0,50 €/trx + 3%
Mobile payments
MobilePay, Siirto	0,50 €/trx + 3,25%	0,50 €/trx + 2%
Apple Pay, Google Pay	0,50 €/trx + 3,25%	0,50 €/trx + 3%
Buy now, Pay later
OP lasku (invoice), Walley, OP Tililuotto (Overdraft Facility)	0,50 €/trx + 3,25%	0,50 €/trx + 2%
Walley B2B invoice	3,00 €/trx + 3%	3,00 €/trx + 3%
Payment terminals
Visa, Mastercard	1%	1%

Additional services

Other transaction fees
Additional merchant IDs (Same business ID)	29,50 €/month per ID
Merchant panel usernames with different rights	0 €/month
Processing fee for licensed business	500 €/year
Additional fee for tokenized and recurring card payments	0,15 €/trx
Transaction via direct agreement with payment method (interface fee)	0,50 €/trx
Per-transaction settlement (individual settlement)	0,15 €/trx
Use of alternative bank payment interfaces for S-plan	0,50 €/trx + 3,25%
Use of alternative bank payment interfaces with other plans	0,50 €/trx
Manually allocated bank payment	0,50 €/trx*
Direct agreement with payment method provider (PayPal)	0,50 €/trx**
Non-EU card payments	+1%
Corporate card payments	+1%
Omnichannel fee	0,03€/trx
Refunds
Refund management	0 €/trx
Refunds (all plans, all payment methods)	0,50 €/trx
Chargeback fee	50 €/trx
Refund for a card payment older than 365 days	3 €/trx
Professional services
Client-specific work (customization, special investigations, etc.)	99 €/h
Customer-specific custom statistics related to online payments	starting at 1 500 €/year

A 25,5% VAT is added to the monthly fee. Transaction fees and commissions are VAT-exempt (0%). For direct agreements with a payment provider, transactions are subject to 25,5% VAT. For payment methods with a commission, the commission is calculated from the full payment amount. Prices listed apply only to businesses registered in Finland. Pricing may differ for businesses based outside Finland. You can change your pricing plan once every 12 months. Transaction fees and commissions are not refunded when a payment is refunded.

*Pricing may vary based on the number of manual payments per month and will be agreed upon separately with the customer.

**Businesses must have a separate agreement with PayPal. PayPal charges its own fees, which are not included in Paytrail’s pricing. Paytrail transaction fees follow the pricing above.

***For online banks, some eCommerce platforms may add an additional 0,25%.

Got questions about our pricing?

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No monthly fee for the first month when you sign up.