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Starter package for a startup or small business owner. 14,90 €/month and transaction fees 0,50 €/trx + 3,25 %. Weekly settlements.

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This package is suitable for a larger volume business. 59 €/month and transaction fees 0,50 €/trx. Settlements in three business days.***

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Package for shop-in-shop administrator, one webshop for multiple companies. Settlements at their fastest, in one banking day.

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If your online business has a turnover of more than 2 million euros per year, request a quote. Large volumes require a reliable solution.

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Successful transactions will be charged accordingly:




Monthly fee 14,90 €/month 59 €/month
Online banks
Nordea, Osuuspankki, Danske Bank, Säästöpankki, Oma Säästöpankki, POP Pankki, Aktia, Handelsbanken, Ålandsbanken, S-Pankki 0,50 €/trx
+ 3,25 %
0,50 €/trx
Visa, Mastercard 0,50 €/trx
+ 3,25 %
0,50 €/trx
+ 2 %
American Express 0,50 €/trx
+ 3,25 %
0,50 €/trx
+ 3 %
Mobile payments
MobilePay, Pivo, Siirto 0,50 €/trx
+ 3,25 %
0,50 €/trx
+ 2 %
Apple Pay 0,50 €/trx
+ 3,25 %
0,50 €/trx
+ 3 %
Invoice and installments
OP-lasku (invoice), Jousto, Walley, OP Tililuotto (Overdraft Facility) 0,50 €/trx
+ 3,25 %
0,50 €/trx
+ 2 %
Alisa Yrityslasku 3 €/trx
+ 3 %
3 €/trx
+ 3 %

Additional services



Additional merchant IDs
(Same business ID)
29,50 €/month per ID
Merchant panel usernames with different rights 0 €/month
Processing fee for licensed business 500 €/year
Other transaction fees
Additional fee for tokenized and recurring card payments (feature not available in S-package) 0,15 €/trx
Payment via direct payment method agreement (interface fee) 0,50 €/trx
Transaction-specific settlement (individual settlement) 0,15 €/trx
Use of alternative bank payment interfaces for S package merchants 0,50 €/trx
+ 3,25 %
Use of alternative bank payment interfaces 0,50 €/trx
Manually targeted bank payment 0,50 €/trx*
Direct agreement with payment method provider (PayPal) 0,50 €/trx**
Refund management 0 €/month
Refund of payment for all packages (all payment methods) 0,50 €/trx
Chargeback fee 50 €/trx
Refund for a card payment older than 365 days 3 €/trx
Custom service
Merchant specific work (customization, special investigation work, etc.) 99 €/h
Customized statistics for online payments per merchant starting at 1 500 €/year

For the monthly fee, 24 % VAT is added. Transaction taxes and commissions have 0 % VAT. With direct contracts, VAT is 24 % for transactions. For payment methods with commission, the commission is taken from the total amount of the payment. The fees shown in the price list apply only to companies registered in Finland. The prices may differ from those presented above, if it is a company registered outside of Finland. The cost of the payment transaction or the commission will not be refunded when the payment is returned.

*Pricing may vary based number of manual payments per month and will be discussed with merchant separately.

**The merchant must have their own agreement with PayPal. PayPal charges its own fees for transactions that are separate from Paytrail’s. Paytrail’s transaction fees are according to the above price list.

***For online banks, some platforms may add an additional 0,25%

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