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S
Starter package for a startup or small business owner. 14,90 €/month and transaction fees 0,50 €/trx + 3,25 %. Weekly settlements.
M
This package is suitable for a larger volume business. 59 €/month and transaction fees 0,50 €/trx. Settlements in three business days.***
L
Package for shop-in-shop administrator, one webshop for multiple companies. Settlements at their fastest, in one banking day.
Pricing
Fees |
S |
M |
Monthly fee | 14,90 €/month | 59 €/month |
Online banks | ||
Nordea, Osuuspankki, Danske Bank, Säästöpankki, Oma Säästöpankki, POP Pankki, Aktia, Handelsbanken, Ålandsbanken, S-Pankki |
0,50 €/trx + 3,25 % |
0,50 €/trx |
Cards | ||
Visa, Mastercard |
0,50 €/trx + 3,25 % |
0,50 €/trx + 2 % |
American Express |
0,50 €/trx + 3,25 % |
0,50 €/trx + 3 % |
Mobile payments | ||
MobilePay, Siirto |
0,50 €/trx + 3,25 % |
0,50 €/trx + 2 % |
Apple Pay |
0,50 €/trx + 3,25 % |
0,50 €/trx + 3 % |
Invoice and installments | ||
OP-lasku (invoice), Walley, OP Tililuotto (Overdraft Facility) |
0,50 €/trx + 3,25 % |
0,50 €/trx + 2 % |
Additional services
Service |
Fee |
Additional merchant IDs (Same business ID) |
29,50 €/month per ID |
Merchant panel usernames with different rights | 0 €/month |
Processing fee for licensed business | 500 €/year |
Other transaction fees | |
Additional fee for tokenized and recurring card payments | 0,15 €/trx |
Payment via direct payment method agreement (interface fee) | 0,50 €/trx |
Transaction-specific settlement (individual settlement) | 0,15 €/trx |
Use of alternative bank payment interfaces for S package merchants |
0,50 €/trx + 3,25 % |
Use of alternative bank payment interfaces | 0,50 €/trx |
Manually targeted bank payment | 0,50 €/trx* |
Direct agreement with payment method provider (PayPal) | 0,50 €/trx** |
Refunds | |
Refund management | 0 €/month |
Refund of payment for all packages (all payment methods) | 0,50 €/trx |
Chargeback fee | 50 €/trx |
Refund for a card payment older than 365 days | 3 €/trx |
Custom service | |
Merchant specific work (customization, special investigation work, etc.) | 99 €/h |
Customized statistics for online payments per merchant | starting at 1 500 €/year |
For the monthly fee, 25,5 % VAT is added. Transaction taxes and commissions have 0 % VAT. With direct contracts, VAT is 25,5 % for transactions. For payment methods with commission, the commission is taken from the total amount of the payment. The fees shown in the price list apply only to companies registered in Finland. The prices may differ from those presented above, if it is a company registered outside of Finland. The cost of the payment transaction or the commission will not be refunded when the payment is returned.
*Pricing may vary based number of manual payments per month and will be discussed with merchant separately.
**The merchant must have their own agreement with PayPal. PayPal charges its own fees for transactions that are separate from Paytrail’s. Paytrail’s transaction fees are according to the above price list.
***For online banks, some platforms may add an additional 0,25%