Our Story

We help over 10 000 online businesses in several countries

We are Paytrail

From the start, Paytrail promised to promote E-commerce. One of Paytrail's founder and evangelist, Lennu, heard the struggles of online business owners with the difficulty and cost of providing customers with their preferred payment methods. With Lennu at the helm and the cooperation of our partners, we were first in the industry to provide a solution in Finland.

We still provide the same online payment service that meets every need – with the same guaranteed quality. We have discovered that we offer something more though – we offer real value for customers and everyone doing business online!

Online payments do not have to add an extra layer of insecurity to consumers’ lives. On the contrary, through Paytrail we improve people's day-to-day lives by providing convenient, versatile and flexible online services. This enables our customers and partners to provide better service to their customers and new business models – to generate additional cash flow.

We are enthusiastic to help and use our expertise to find the best solution for you. Please let us know what you need!


Who is Paytrail?

  • Established in June 2007 as ‘Suomen Verkkomaksut’.
  • We help 10 000+ online businesses and services in several countries provide a pleasant shopping experience to their customers.
  • More than 10 billion euros have passed through our system.
  • We have over 50 experts, each one is a real gem.
  • We are part of Nets.
  • Our headquarters are in Jyväskylä, Finland.
  • We are a licensed payment institution.


Management Team

To email someone from the Management team, please use

Markus Laurio, CEO  linkedin

Kari Melender, Director, Compliance Officer  linkedin

Suvi Tikkanen, Marketing Director  linkedin twitter

Johannes Kumpukoski, Sales Director  linkedin twitter

Katja Lahtinen, Finance Director  linkedin

Noora Pasanen, Customer Service Director  linkedin  twitter

Vesa Kortteinen, Product Development Director  linkedin

Markku HänninenServices Director  linkedin



Great Place to Work® - 2018 4th place

Great Place to Work® - 2017 9th place

Great Place to Work® - 2016 6th place

Great Place to Work® - 2015 13th place

Deloitte Technology Fast 500 EMEA 2013: 104th place. (1 464 % growth)

Deloitte Technology Fast 50 Finland 2013: 9th place (1 464 % growth)

Red Herring Europe Top 100 -award 2012