How to pay with OP Lasku

Buy online now and to pay later by invoice or in installments through OP Lasku.
mies kaupan kassalla
henkilö ja verkkokaupan lasku

OP Lasku

OP Lasku is a buy now, pay later payment method that lets you pay for online purchases by invoice or in installments. OP Lasku is available to customers of all Finnish banks. To use OP Lasku, you must be at least 20 years old, live in Finland, and have online banking credentials from a Finnish bank.

Lähikuva tietokoneella työskentelystä

Benefits of OP Lasku

  • Available for online purchases up to 5,000€
  • Can be used by customers of all Finnish banks
  • 45-day interest-free payment period
  • Option to pay the full amount or in installments
  • Credit decision is made immediately during checkout
Kolme ihmistä työskentelemässä

Costs and invoicing

  • Account management fee of 2,95€ per invoice, charged only once per billing period
  • No account service charge is charged during months when you do not receive an invoice.
  • Installment payments have an annual interest rate of 17,50%

How to pay using OP Lasku

  1. At checkout, choose OP Lasku as your payment method.
  2. Fill in the required information for the credit decision.
  3. Confirm the payment after the credit decision has been approved.
  4. Pay the invoice in full or choose installment payments.

For questions about invoices, payments, or your OP Lasku account, contact OP Lasku customer service.

You can also find answers to common questions about OP Lasku, including pricing, invoices, installment payments, and refunds in the OP Lasku FAQ.