How to pay with Walley online

Buy online now and to pay later by invoice or in installments through Walley.
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Illustration of a person holding an invoice in front of a large online store screen

Walley

Walley is a buy now, pay later payment method that lets you pay for online purchases by invoice or in installments. You can choose Walley if you are at least 18 years old, have a Finnish personal identity code, and a permanent, official home address in Finland.

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Benefits of Walley

  • Available for online purchases up to 5,000 €
  • 30-day interest-free payment period with Walley Invoice
  • Option to pay in installments over 3 to 36 months
  • Multiple Paytrail purchases can be combined with a Walley account
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Costs and invoicing

  • Walley Invoice: Invoicing fee of 3,80€ per invoice, charged only once per invoicing period.
  • Walley Installment: Account management fee of 3,80€ per invoice, charged only once per invoicing period. Interest is determined by the selected installment period.
  • Walley “Pay at your own pace” account: Account management fee of 2,95€ per invoice, charged only once per invoicing period. The annual interest rate is 15% + reference rate (Bank of Finland).

How to pay using Walley

  1. At checkout, choose Walley as your payment method.
  2. Select one of the available Walley payment options.
    • Walley Invoice
      Get a 30-day interest-free payment period. The invoice is sent by email on the next banking day after the order.
    • Walley installment payment
      Split the invoice into monthly installments over 3 to 36 months.
    • Walley “Pay at your own pace” account
      Combine multiple Paytrail purchases into one account and pay them in full or in installments.
  3. Walley makes a credit decision.
  4. If approved, confirm the payment and complete your purchase.

View and manage your invoices in the Walley app or through My Walley.

Walley customer service:

You can also find answers to common questions on Walley's customer service page.