Connect online payments, payment terminals, and Finqu's POS system
Paytrail Omnichannel and Finqu make omnichannel selling easy. Finqu's POS system manages your in-store sales and inventory, while the integrated payment terminal lets you accept payments through Paytrail.
Payment amounts are automatically transferred from the POS system to the payment terminal, with no manual entry needed. Inventory levels stay in sync across your physical and online stores, and you can view all your settlements in one report.
How it all works together
With a payment terminal integrated into Finqu's POS system, your physical store and online store work seamlessly together.
Finqu:
Online store, POS system, and inventory in one place
Inventory levels stay in sync across your physical and online stores. You can see at checkout if a product has just been sold online.
POS integration:
Payment amounts sent directly to the terminal
Control the payment terminal directly from Finqu's POS system, without having to enter payment amounts manually. This speeds up checkout and reduces the risk of entry errors.
Paytrail Omnichannel:
Payments and settlements in one report
View your online and in-store payments and settlements together in the Merchant Panel, without gathering figures from different systems for accounting.
Everything you need for payments in one place
With Paytrail Omnichannel, you get online payments and a payment terminal under one agreement. Finqu provides the online store and POS system (hardware and software), while Paytrail takes care of everything related to payments.
Managing payments is easier when your agreement, settlements, reporting, invoicing, and payment-related customer service are all handled in one place.

Online payment service
Paytrail's wide range of payment methods also offers your customers several invoice and installment payment options.
SmartPOS payment terminal
Get your payment terminal through Paytrail, integrated directly with Finqu's POS system. Choose between the mobile N950 and the P300, designed for a fixed checkout location.
Paytrail Merchant Panel
View your online and payment terminal transactions and settlements in one place. Get a single report covering payments from both channels.
Customer support you can count on
Get help with payment-related questions in Finnish, English, or Swedish via chat, phone, or email.
ANNIVERSARY OFFER: Paytrail Omnichannel turns 1!
3 months with no monthly fees
To celebrate our anniversary, we're offering three months with no monthly fees for both online payments and payment terminals. The offer also applies to payment terminals integrated with Finqu.
Sign up by 31 December 2026. Your three-month offer period begins when you activate the service.
Clear pricing, two agreements
You'll have separate agreements with Finqu and Paytrail.
Finqu
Fixed monthly fee based on your chosen plan (starting at 39 €/month). The price includes the online store and POS system. Adding an integrated payment terminal or increasing your sales volume won't affect the monthly fee.
Additional online store: 79 €/month. Additional POS: 59 €/month.
Paytrail Omnichannel
Payment terminal monthly fee: 20 €/month, plus a 1.2% commission on payment terminal transactions. Online payments are priced according to the Paytrail Omnichannel price list.
Anniversary offer: Get the first 3 months with no monthly fees when you sign up by 31.12.2026.
Usein kysyttyä
Teet oman sopimuksen Finqun kanssa kassajärjestelmästä ja verkkokaupasta sekä Paytrailin kanssa maksamisesta.
Kyllä sopii! Tilaat Paytrailin palvelun tilauksen yhteydessä.
Ei. Päätteen käyttöönotosta tai käytöstä ei tule Finqulta lisäkuluja.
Maksupääte ja kassajärjestelmä palvelevat eri tarkoituksia. Maksupäätteellä vastaanotetaan asiakkaiden kortti- ja mobiilimaksuja, kun taas kassajärjestelmällä hallitaan myyntitapahtumia, tuotteita ja hintoja. Kassajärjestelmä voi sisältää myös esimerkiksi varastonhallinnan.
Payment terminals for smarter payments
Choose the payment terminal that best suits your business. The mobile SmartPOS N950 moves with you around your store, while the SmartPOS P300 is designed for fixed checkout locations. Both are Android-based and can be controlled directly from Finqu's POS system.
SmartPOS N950
A mobile payment terminal with a large touchscreen and built-in receipt printer. Accept payments at the checkout or wherever your customers are in your store. If the WiFi connection drops, the terminal automatically switches to 4G.
The SmartPOS N950 is a versatile choice for businesses of all sizes and industries, and can easily adapt to future payment needs.
Features
- Mobile terminal with a built-in battery
- Nearly 6-inch touchscreen
- WiFi and 4G connectivity
- Built-in receipt printer
- Accepts Visa and Mastercard, as well as Apple Pay and Google Pay
- Automatic software updates overnight
SmartPOS P300
A payment terminal designed for fixed checkout locations with high transaction volumes. In addition to its touchscreen, the terminal has a physical PIN keypad, offering customers a familiar and quick way to confirm payments.
The SmartPOS P300 is particularly well suited for retail stores and grocery stores.
Features
- Designed for fixed checkout locations
- 5-inch touchscreen and physical PIN keypad
- Ethernet connectivity, with WiFi support
- No built-in receipt printer
- Accepts Visa and Mastercard, as well as Apple Pay and Google Pay
- Automatic software updates overnight
"We've been happy with the Omnichannel solution. Everything has worked smoothly, easily, and quickly since we started using it."
Toni Wessman, Macea Oy