Why choose Paytrail as your online payment service?
Finland's most versatile payment methods
Paytrail is your complete domestic solution. Paytrail gives you access to the widest range of Finnish consumer-preferred payment methods in a single agreement. Trusted by over 20,000 businesses, we enable seamless payments for online stores, services, and apps—making us your go-to solution for domestic e-commerce.
Reliable and secure
Our online payment service delivers 99,98% availability, ensuring smooth and uninterrupted transactions. With a license from the Finnish Financial Supervisory Authority, we meet the highest security standards and provide stability you can trust.
Exceptional customer service
Paytrail provides high-quality customer service for both businesses and consumers. We’re proud of our NPS score of 65, reflecting the strong trust our customers place in our support. Our expert team is available via phone, email, and chat, and our extended hours ensure help is always within reach when you need it most.
Paytrail's payment service meets a wide range of business needs
Complete payment solutions for B2C and B2B online businesses selling products and services.
Accept payments for online services, digital content, memberships, and subscriptions. Perfect for educational institutions, rental agencies, sports clubs, non-profits or associations.
Flexible payment solution for booking systems, from travel tickets and hotel reservations to ticket sales and course registrations.
The Shop-in-Shop model allows multiple businesses to sell products or services within a single platform, shopping cart, and transaction. A marketplace solution.
One agreement – all payment methods
The two most common reasons for cart abandonment are a lack of preferred payment options and complicated checkout processes.
With Paytrail, you get a wide selection of payment methods and a frictionless experience that keeps customers in control—leading to fewer abandoned carts and higher conversion rates.
Choose a partner that helps you increase sales and improve customer satisfaction with every payment.
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Fast cash flow
Fast settlements help keep your business running smoothly.
The settlement delay* for all payment methods is 3 banking days. We offer the shortest settlement delay in the Finnish market for Buy now, Pay later service Walley.
You can receive settlements for all payment methods in as little as one banking day.
With real-time payment confirmation, you’ll know about successful payments instantly.
* Settlement delay refers to when funds are transferred from Paytrail’s client escrow account to the merchant.
We also offer:
Payment link
Paylink's payment link enables making payments anywhere and anytime - without an online store or payment terminal. Customers can choose from multiple payment options—online banking, card, mobile payment, or invoice.
Perfect for advance payments and custom orders, Paylink offers flexibility and security.
Learn more about Paylink
In-app payments
With Paytrail’s Mobile SDK, you can easily integrate smooth and secure in-app payments. Developers can customize the payment page to fit your brand and give users a seamless shopping experience.
Learn more about in-app payments
Paytrail Financing
We offer a financing solution, Paytrail Financing, in collaboration with our partner Liberis.
Paytrail Financing offers quick, hassle-free funding for merchants who’ve been with Paytrail for at least four months—perfect for driving growth.
Learn more about Paytrail Financing
Parallel credentials
Operating multiple online stores? Direct settlements to separate accounts with parallel credentials—each with its own Merchant panel.
Separate sales, get individual accounting materials, and customize payment methods for domestic and international customers. For example, offer card payments exclusively for international customers.
Contact us to learn more about parallel credentials!
Questions?
Our experts are here to help.