One Paytrail Contract Connects You to All Finnish Banks
One Contract
Avoid signing contracts with ten different banks in Finland by signing one contract with Paytrail. We take care of all the maintenance work when banks update their systems.
We collect the payments for you and make a single, daily deposit to your preferred bank account. All bookkeeping information for online payments can be viewed and downloaded from the Merchant's Panel.

80% Prefer Online Bank Payments
In Finland, most online consumers prefer to pay via online bank payments. In fact, more than 80% of payments going through Paytrail's service are via online bank payments. Delight your customers by offering all of the Finnish consumer banks, this allows your customers to pay using their preferred bank.
In addition to our exceptional merchant customer service, consumers are provided a dedicated call center for all consumer payment related questions. The service is provided at no additional cost and is available in Finnish, Swedish and English.
Pricing
Monthly fee of 59 €/month. In addition, successful transactions will be charged accordingly:
Payment methods | Fee |
ePayments (Nordea, Osuuspankki, Danske Bank, Säästöpankki, Oma Säästöpankki, POP Pankki, Aktia, Handelsbanken, Ålandsbanken, S-Pankki) | 0,40 € / transaction |
All prices are exclusive of 24 % VAT. (Excluding transaction taxes and comissions which have 0 % VAT. With direct contracts, VAT is 24 % for transactions.)

Customer Comments
Chanti
"It is important to us that customers have a choice and are able to pay exactly how is best for them. With Paytrail, we're connected to 11 Finnish banks in one system – this means it is easy for us to manage. For the customer, they choose their own bank on our website. This means that the customer feels secure. Over 50% of the Finnish orders on www.chanti.fi are paid through Paytrail. Therefore we could not do without them."
– Mia Viola Gregersen
Alvadi
"Alvadi is an Estonian company that actively expanded its operations into the Finnish market. Paytrail includes all forms of payment, and it is very important to us. Alvadi customers feel at home and have taken to us well. Payments are handled easily, even if the shopping is done in a foreign website."
– Evgeny Pshenichnikov