Get started with Paytrail

Setting up Paytrail is quick and easy! Explore practical tips and resources to help you along the way.
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Good to know

  • Try Paytrail’s payment service for one month with no monthly fee. You only pay for completed transactions based on our pricing.
  • The agreement is open-ended with no fixed term. You can cancel with just one calendar month’s notice.
  • Get a comprehensive selection of payment methods with one agreement. Payouts are fast, no matter which method your customer uses.
  • Paytrail works with nearly all e-commerce platforms. Check out the compatible platforms and implementation instructions.
  • Find clear, step-by-step instructions for getting started in our Help Center.
  • Start accepting payments in just a few business days. Sign up for the service today.
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Testing the payment service

  • Use our demo store to try out the Paytrail payment process from your customer’s point of view.
  • You can also test the service in your own store with test credentials. 

Sign up now

Try Paytrail's payment service for a month without a monthly fee.

Sign up now

Customer experiences with Paytrail

Paytrail is Finland’s most widely used payment service, trusted by over 20,000 businesses. Our versatile solution supports a wide range of use cases, including online stores, service platforms, booking systems, and in-app payments.

Explore customer references
Pentik

Pentik combined their website and online store to improve their online service experience

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Alpa representative standing in front of a clothing rack

A reliable payment service provider supports Alpa's business

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Woman from Traficom smiling during a conversation

Suomi.fi payments have made online transactions smoother and brought relief to Traficom's financial management

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Want to learn more?

Find answers to frequently asked questions.

By choosing Paytrail, you get a comprehensive selection of payment methods with one agreement. With a diverse selection of payment methods, you ensure the best conversion, as up to 20% of buyers abandon the shopping cart if their preferred payment method is missing. Regardless of the payment method your customer chooses, we pay out settlements quickly.

We are a pioneer in the Finnish e-commerce industry. We constantly monitor and research Finnish e-commerce trends and develop our service to meet the needs of domestic online businesses and their customers. We actively participate in the development of Finnish digital commerce and are part of Digital Commerce Finland.

You can trust that the reliability of our service is at a high level (99,98%). You can monitor the availability of the service and request real-time notification about possible service interruptions to your email.

We have proven excellent customer service: 77% of our customers recommend our customer service. You can reach us quickly and via multiple channels: via chat, phone or email. Our customer service is open every day. In the words of one of our customers: "Excellent customer service, easy to use." -ellinkeittio.fi 

We offer flexible pricing options to suit businesses of all sizes:

S-plan – Ideal for startups and small businesses
Monthly fee: 14,90 €/month
Transaction fee: 0,50 €/transaction + 3,25%

M-plan – Designed for higher-volume businesses
Monthly fee: 59 €/month
Transaction fees start at 0,50 €/transaction

You can switch your pricing plan later if your needs change.
Check detailed pricing

Not sure which plan is right for you? We’re happy to help.
Contact our team:
Phone: +358 20 718 1824 (weekdays from 9-16)
Email: sales@paytrail.com

Paytrail’s payment service supports a wide range of business models, including:
 • E-commerce and online services
 • Booking and reservation systems
 • In-app payments
 • Multi-party payment processing (Shop-in-Shop)

Some business types are restricted or require separate approval. Please check the list of prohibited and licensed businesses (PDF, English) or prohibited and licensed businesses (PDF, Finnish).
We review all sign-ups before activating the payment service.

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Still have questions?

If you need help signing up or using the service, our sales team is happy to assist. Call us at +358 20 718 1824 or email sales@paytrail.com.

You can also find answers and support articles in our Help Center.

Explore Help Center