How Apple Pay works
Apple Pay
Apple Pay is Apple's own payment system. It is activated by adding a credit or debit card to the available Apple device.
You don't need a separate app to use Apple Pay, its functionality is standard on iPhone, Apple Watch, Mac and iPad.
Apple Pay can be used for purchases made with the Safari browser or, via a QR code, in other browsers as well. Apple Pay also allows users to enter their payment information and authorize payments with just a touch or a glance.
How to pay using with Apple Pay
When a customer pays with Apple Pay in an online store, the payment proceeds as follows:
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At checkout, the customer clicks on Apple Pay.
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Complete the purchase
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Mac or Apple keyboard with Touch ID: Payment is made by placing a finger on Touch ID.
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iPhone: Payment is confirmed using either Face ID or Touch ID.
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Apple Watch: The side button is double-clicked.
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If the device doesn’t directly support Apple Pay, a QR code can be displayed, which can be scanned with an iPhone to approve the payment.
For more information check out Apple Pay's support page.
Apple Pay and Paytrail's payment service
Through Paytrail's payment service, customers can use Apple Pay to pay with Visa and Mastercard cards.
Apple Pay is a payment method included in the monthly fee for the service. The per transaction fee is the same as cards, see our pricing. Refunds are handled in the same way as card refunds.
More than half of online payments are made using smart phones
Apple Pay is a versatile payment solution enabling payments on Apple devices. Apple Pay especially enables easy payment and smooth payment confirmation using mobile devices.
The growth in mobile payment popularity has been a clear trend for years. Whereas, the use of computers has decreased considerably. In online shopping, the use of smart phones has clearly taken over. In contrast, the growth in the use of tablets stopped years ago, and now the trend has turned to a sharp decline.
The data in the image below was collected from Paytrail's payment page from October to November 2021.